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What can MortgagePal do for you?
Your local mortgage broker based in Cramlington, Northumberland.
Hi, I’m Anthony, the Mortgage Broker behind MortgagePal. With over a decade of experience and a base right here in Cramlington (NE23), I help clients across the North East and the UK secure the right mortgage for their needs.
Whether you’re a first-time buyer in Cramlington, moving home, or remortgaging, I offer straight-talking, personalised advice—without the jargon. You can chat to me in person, over the phone, or by video call—whatever works best for you.
I run MortgagePal as a one-man band, so when you get in touch, you’re speaking directly to the person who’ll guide you through every step of the process—no call centres, no passing around.
Let’s make your mortgage journey simple
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FAQs
What services does MortgagePal offer?
Answer: MortgagePal specialises in a variety of services to support your financial needs, including mortgage brokerage, mortgage refinancing, home equity loans, and personalized insurance solutions. Our team works with leading lenders and insurance providers to find you the best rates and terms, whether you’re buying a new home, refinancing, or seeking to protect your family and income with insurance.
How do I know if I qualify for a mortgage with MortgagePal?
Answer: Qualification depends on factors like your credit score, income, debt, and the size of deposit you can make. At MortgagePal, we conduct a free initial assessment to help you understand your eligibility. This includes reviewing your financial information and guiding you on any steps needed to improve your qualification prospects.
What types of insurance can I get through MortgagePal?
Answer: MortgagePal offers a range of insurance options, including Life Insurance, Income Protection, Critical Illness cover and Family Income Benefit. These policies are designed to provide financial security for you and your loved ones, ensuring your home and lifestyle are protected in the event of life’s unexpected challenges. Our experts will work with you to tailor an insurance plan that meets your unique needs.
Can MortgagePal help me if I have a low credit score?
Answer: Yes, MortgagePal works with a wide network of lenders, including those who specialise in helping clients with “less-than-perfect credit”. Our team will evaluate your financial situation and help you explore all available options, including tips on how to improve your credit and refinance at better rates in the future. We’re committed to helping you achieve homeownership, regardless of your credit history.
What documents do I need to apply for a mortgage or insurance through MortgagePal?
Answer: To apply, you’ll generally need proof of income (like pay stubs or tax returns), recent bank statements, a list of assets and liabilities, identification, and in some cases, a credit report. For insurance, additional health or background information may be required. MortgagePal will provide you with a tailored checklist to make the application process as smooth as possible.
Latest Updates
Protection gaps put homes at risk
Research has found that many Brits would need to sell their family home if their spouse died. The findings showed that one in three (30%)
More First-Time Buyers Using Lifetime ISAs to Get on the Property Ladder
Recent data shows a sharp rise in first-time buyers using a Lifetime ISA (LISA) to purchase their first home in the 2024/25 tax year —
Lost or Dormant Life Insurance Policies – Could You Be Missing Out?
Millions of people in the UK have life insurance or protection policies they’ve forgotten about — meaning many families could miss out on money when