Recent research from Rightmove has highlighted an interesting shift in the property market: some of the strongest house price growth is happening in areas where
When people first look at mortgages, affordability usually feels like a simple pass-or-fail test. A lender checks income, outgoings, credit commitments, and borrowing limits, then
Buying a home usually brings a long list of priorities. For many people, attention quickly turns to decorating, new furniture, or plans for a kitchen
When looking for mortgage advice, many people assume that if it sounds complicated, it must be better advice. Technical language, lender jargon, product terms, and
One of the most common questions people ask when they start thinking about buying a home is: “Should I keep renting, or is it time
How Long Would You Financially Last If Your Income Stopped? Most people insure their phone.Most people insure their car. But very few people insure the
Thinking of buying your first home in Newcastle? The process might seem daunting, but it’s actually a clear journey. Here’s a step-by-step guide to help
Thinking of buying a home and wondering how much deposit you’ll need? Let’s break it down simply. Typically, first-time buyers in the UK will need
A survey from LRG has revealed the three most influential factors when buying a property, excluding price and location. Updated kitchens and bathrooms were the
New data from the Bank of England shows that UK borrowers are currently favouring two-year fixed-rate mortgages over longer terms. In Q2 this year:• 50%
Research has found that many Brits would need to sell their family home if their spouse died. The findings showed that one in three (30%)
Recent data shows a sharp rise in first-time buyers using a Lifetime ISA (LISA) to purchase their first home in the 2024/25 tax year —
Millions of people in the UK have life insurance or protection policies they’ve forgotten about — meaning many families could miss out on money when
The Bank of England’s base rate may now be at its lowest level since March 2023, but mortgage rates are beginning to rise again. In
If you’re buying a home in Newcastle, Northumberland or the surrounding areas, you’ve probably heard the terms Decision in Principle and Mortgage Offer. They sound
When you think about your finances, your mortgage is usually your biggest commitment. But what would happen if your income suddenly stopped because of illness
New figures reveal that house prices in the UK are rising 5.3 times faster than average earnings, highlighting the growing affordability gap for homebuyers. In
It’s been a busy summer for the housing market – and as a local mortgage broker in Cramlington, Newcastle and across Northumberland, here’s what you
If you’re unsure about the difference between leasehold and freehold, you’re not alone. Leasehold is the UK’s most confusing property term, searched over 160,000 times
By 2030, over 104,000 Help to Buy loans will reach the end of their interest-free period, leaving many homeowners facing higher costs. What is Help
Bank of England (BoE) Governor Andrew Bailey is confident inflation will fade in 2025, which could mean as many as four interest rate cuts over
A concerning report has revealed that three in 10 young homeowners are going without life insurance*. An estimated 1.7 million mortgage holders aged 18-40 have
Buying your first home is likely to be one of the biggest financial commitments you’ll be making in your life so far. So, how will
