Borrowers favour shorter mortgage terms
8th December
New data from the Bank of England shows that UK borrowers are currently favouring two-year fixed-rate mortgages over longer terms. In Q2 this year:• 50%
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Protection gaps put homes at risk
19th November
Research has found that many Brits would need to sell their family home if their spouse died. The findings showed that one in three (30%)
More First-Time Buyers Using Lifetime ISAs to Get on the Property Ladder
17th November
Recent data shows a sharp rise in first-time buyers using a Lifetime ISA (LISA) to purchase their first home in the 2024/25 tax year —
Lost or Dormant Life Insurance Policies – Could You Be Missing Out?
5th November
Millions of people in the UK have life insurance or protection policies they’ve forgotten about — meaning many families could miss out on money when
🔔 Mortgage Rate Update – October 2025
24th October
The Bank of England’s base rate may now be at its lowest level since March 2023, but mortgage rates are beginning to rise again. In
🏠 Decision in Principle vs Mortgage Offer – What’s the Difference?
14th October
If you’re buying a home in Newcastle, Northumberland or the surrounding areas, you’ve probably heard the terms Decision in Principle and Mortgage Offer. They sound
Is Your Income Protected? | Income Protection Awareness Week 2025
7th October
When you think about your finances, your mortgage is usually your biggest commitment. But what would happen if your income suddenly stopped because of illness
House prices outstrip wage growth
27th September
New figures reveal that house prices in the UK are rising 5.3 times faster than average earnings, highlighting the growing affordability gap for homebuyers. In
A Busy Summer for the Housing Market – What It Means for Northumberland Homeowners
20th September
It’s been a busy summer for the housing market – and as a local mortgage broker in Cramlington, Newcastle and across Northumberland, here’s what you
Leasehold vs Freehold
16th September
If you’re unsure about the difference between leasehold and freehold, you’re not alone. Leasehold is the UK’s most confusing property term, searched over 160,000 times
Help to Buy Repayments on the Rise – What It Means for Homeowners
8th September
By 2030, over 104,000 Help to Buy loans will reach the end of their interest-free period, leaving many homeowners facing higher costs. What is Help
BoE Governor: four rate cuts in ’25
8th March
Bank of England (BoE) Governor Andrew Bailey is confident inflation will fade in 2025, which could mean as many as four interest rate cuts over
Lenders speed up mortgage processing
15th November
Mortgage lenders are making efforts to speed up their Application to Offer process*. According to a survey that explores the use of technology during the
Too many young adults without life cover
31st October
A concerning report has revealed that three in 10 young homeowners are going without life insurance*. An estimated 1.7 million mortgage holders aged 18-40 have
When to buy your first home
24th September
Buying your first home is likely to be one of the biggest financial commitments you’ll be making in your life so far. So, how will
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"Anthony is simply exceptional! We are a bit of a tricky case, and one of us was a first time buyer and the other was a home mover, but he managed to secure us a mortgage without any issues! I was worried but he put my worries to rest during the process and scored us an excellent mortgage!
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Honestly, I won’t go to any other mortgage adviser now. Anthony is worth way more than five stars! Excellent advice and result!"
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"Anthony has been spot on from start to finish, always making sure I knew what was happening and making sure I understood all the documentation. He touched base with me throughout the whole process which was nice to know that he was were if I needed anything. Would 100% recommend great guy and knows his stuff. Thank you again ."
"Anthony was always available to answer our queries and was very quick to hand out valuable advice. The process of buying our first home was made easy by mortgage pal. Highly recommend."
"I recently worked with Anthony as my mortgage broker and I honestly couldn’t be happier with the entire experience. From the very first conversation, Anthony was professional, knowledgeable, and incredibly helpful. He guided me through every step of the mortgage process with clarity and confidence, making what can often be a stressful experience feel smooth and manageable."
"Fantastic service throughout the whole process. Anthony was great and extremely knowledgeable and made sure we understood everything during the whole application. He ended up saving us a good amount on our mortgage renewal and couldn’t recommend his services enough!"
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